MyAccurate Books

Comprehensive Financial Projection F/Y 2026

Software & IT Department Plan January 2026 Target: KES 7M Revenue

Executive Summary

2026 Revenue Target
KES 7M
Annual Revenue
1,200 active users by Dec
Annual Expense
KES 4.8M
Operational costs
KES 400K/month
Net Annual Income
KES 2.8M
Projected profit
23% profit margin

📊 Strategic Goals - This Projection is Based On:

  • • Customer onboarding systems fully automated with funnel tracking from contact to success/drop
  • • Leveraging social proof to improve credibility to the public and potential customers
  • • Sales and customer success teams actively manage demos, renewals, and follow-ups
  • • Payment integrations (M-Pesa, banks) to match competitors
  • • Weekly communications, monthly webinars, and renewal reminders consistently executed
  • • Average customer payment remains KES 800 per month

Three Strategic Focus Areas for 2026

1. Customer Service
  • • Onboarding automation
  • • Query handling (Chats, Calls, Visits)
  • • Renewal invites & reminders
  • • Ticket follow-up communications
2. Revenue Generation
  • • Quarterly promotions & partnerships
  • • Client merchandise placement
  • • Physical activations
  • • External partnerships
3. Software Stability
  • • System reliability improvement
  • • Stabilizing enhancements
  • • East Africa market penetration
  • • Wi-Fi infrastructure

2026 Goals for the Year

Get more paid users to meet departmental budget target

Attend to customer issues efficiently to improve customer satisfaction

System reliability improvement and stabilizing enhancement

East Africa/International Market Penetration

Fully Implemented Wi-Fi Connectivity infrastructure enabling Internet Access for All Users

2025 Performance Review

Monthly Performance Data (Jan - Dec 2025)

Month Revenue MRR New Churned Net Active Churn Rate Retention
January KES 0 KES 0 0 0 +0 0 0% 100%
February KES 0 KES 0 0 0 +0 0 0% 100%
March KES 3,650 KES 2,767 5 0 +5 5 0% 100%
April KES 500 KES 3,267 1 4 -3 6 80% 20%
May KES 500 KES 1,467 1 1 +0 3 50% 50%
June KES 6,300 KES 4,434 7 2 +5 9 100% 0%
July KES 10,600 KES 10,302 12 6 +6 21 85.71% 14.29%
August KES 5,400 KES 9,802 4 7 -3 20 53.85% 46.15%
September KES 129,451 KES 52,005 64 4 +60 80 40% 60%
October KES 77,200 KES 78,140 43 33 +10 126 47.14% 52.86%
November KES 42,905 KES 72,913 42 26 +16 144 32.5% 67.5%
December KES 77,909 KES 108,954 31 48 -17 167 50% 50%
TOTAL / AVG KES 354,415 210 131 +79 - - -

✅ What Worked

Webinars & Individualized Demos

Personalized product demonstrations drove conversions effectively.

Social Media Marketing

Generated awareness and leads through social channels.

Client Visits & Testimonials

In-person engagement and social proof built trust with prospects.

Referrals

Word-of-mouth from satisfied customers brought quality leads.

Exhibitions & Trainings

Events and training sessions expanded reach and credibility.

Sales Team = Revenue

July: 2 salespeople → KES 10,600. September: +2 temp sales → KES 129,451 (12x increase).

Market Demand Validated

1,700+ organic signups before any marketing proves strong market demand.

❌ What Failed

Operational Consistency

Nov: Offline 1 week. Dec: Only 2 weeks work. Customers abandoned product.

No Support Infrastructure

No CRM, no ticketing, no systematic follow-up.

Incomplete Product

No eTIMS, POS incomplete, no offline mode, no payroll.

2026 Goals & Targets

2026 ANNUAL REVENUE TARGET
KES 6,883,200
Based on 1,200 active users × KES 800 ARPU by December
Annual Revenue
KES 6,883,200
Annual Expense
KES 4,800,000
Net Annual Income
KES 1,440,000

📊 Growth Model Assumptions

167
Starting Users (Jan)
+100
New Users/Month
KES 800
ARPU/Month
1,267
Target Users (Dec)

📈 Month-by-Month Growth (2026)

Month Active Users ARPU (KES) Monthly Revenue Cumulative Revenue
January 167 800 KES 133,600 KES 133,600
February 267 800 KES 213,600 KES 347,200
March 367 800 KES 293,600 KES 640,800
Q1 TOTAL (Jan-Mar) KES 640,800 KES 640,800
April 467 800 KES 373,600 KES 1,014,400
May 567 800 KES 453,600 KES 1,468,000
June 667 800 KES 533,600 KES 2,001,600
Q2 TOTAL (Apr-Jun) KES 1,360,800 KES 2,001,600
July 767 800 KES 613,600 KES 2,615,200
August 867 800 KES 693,600 KES 3,308,800
September 967 800 KES 773,600 KES 4,082,400
Q3 TOTAL (Jul-Sep) KES 2,080,800 KES 4,082,400
October 1,067 800 KES 853,600 KES 4,936,000
November 1,167 800 KES 933,600 KES 5,869,600
December 1,267 800 KES 1,013,600 KES 6,883,200
Q4 TOTAL (Oct-Dec) KES 2,800,800 KES 6,883,200
🎯 2026 YEAR END 1,267 Users KES 1,013,600/mo KES 6,883,200
End of Year Users
1,267
Active users by Dec 2026
167 → 1,267 (7.6x growth)
Total 2026 Revenue
KES 6.88M
Accumulated over 12 months
Annual target exceeded
December MRR
KES 1.01M
Monthly recurring revenue
1,267 users × KES 800

🧮 How We Calculate (Simple Math)

Each month:

1. Start with 167 users in January, add 100 new users each month

2. Multiply active users by ARPU (KES 800)

3. Example: January = 167 users × KES 800 = KES 133,600

4. December = 1,267 users × KES 800 = KES 1,013,600

Development Roadmap 2026

Priority Philosophy

Three strategic focus areas aligned with RWK Africa's 2028 vision: Customer Service, Revenue Generation, and Software Stability & Reliability.

JAN-MAR 2026: Core Infrastructure

Multi Business Support

One account, multiple companies for growing customers

My Accurate Pay Roadmap Discussion

Payment processing ecosystem planning

Mpesa & KCB Buni Integration

Bank Reconciliation - Major key player in mobile money ecosystem

SMS Integration

Business to customer SMS communications

Email & Push Notifications

Due and expired invoice alerts with reports

Recurring Expenses & Finer Permissions

Per user permissions and automated expense tracking

Redesign Signup Flow

Multiple countries, currencies, optional phone verification, OAuth providers

Leads Funnel System

Track leads from contact to success or drop

MAY-JULY 2026: Product Enhancement

Pricing per Module

Flexible pricing structure for different features

Admin Panel for Businesses

Analytics dashboard for business management

Customizable Documents

Per business invoices, brand colors customization

AI for Data Retrieval & Reports

Natural language queries for instant reports

eTIMS Integration

KRA tax compliance - MUST-HAVE for Kenyan businesses

Offline Mode

Works without internet - critical for Kenya's connectivity

Customer Analysis & Metrics

Informed decision making tools

Improve Customer Care Channels

Enhanced ticketing system

Integrate My Accurate Pay with MAB

Payment ecosystem integration

JULY-DEC 2026: Expansion & HR

HR & Payroll Module

Major upsell opportunity for businesses

SMS for Business Communications

Enhanced communication capabilities

Project Management Module

Task and project tracking features

🎯 Customer Service Priorities

Onboarding
  • • Welcome Email & SMS upon signup (not OTP)
  • • Getting started materials, FAQs, contacts
  • • BOOK A DEMO button in welcome email
  • • Site installations & hardware guidelines
  • • Sign-up ticket for client success follow up
Communications
  • • Weekly SMS/email for Tips, Bug Fixes & Updates
  • • Social media posts for every update
  • • Monthly webinar Q&A about software
  • • Incorporate blogging
  • • Renewal reminders via SMS, email, calls, in-app
Query Channels
  • • Chats - WhatsApp / Social Media
  • • Calls
  • • Site Visits
  • • General, Demos & Installations, Billing queries
Renewals & Tickets
  • • Contact mechanism based on subscribed plans
  • • To-renew list a month prior to expiry
  • • Downloadable Invoice PDF to client email
  • • Multicurrency support for international clients
  • • Follow-up email with ratings for feedback

Sales & Marketing Plan 2026

What Worked in 2025

✓ Webinars and Individualized Demos
✓ Social Media Marketing
✓ Clients Visits & Testimonials
✓ Referrals
✓ Exhibitions and Trainings

Revenue Generation Strategies

Quarterly Promotions Drive user acquisition
External Partnerships Steady growth
Physical Activations Direct engagement
Client Merchandise Brand visibility

Merchandise & Branding

Stickers and posters on client business premises
Pens and notebooks
T-shirts for annual subscribers
Leverage on coming up/acquiring client merchandise

Marketing Strategy by Quarter

Q1: Foundation
  • • Leads funnel system setup
  • • Social proof campaigns
  • • Webinars & demos
Q2: eTIMS Push
  • • KRA compliance messaging
  • • "Get compliant" campaigns
  • • Partner with accountants
Q3: HR/Payroll Launch
  • • New module campaigns
  • • Upsell to existing customers
  • • Physical activations
Q4: East Africa
  • • International market penetration
  • • Multi-currency messaging
  • • Regional partnerships

Customer Service Plan 2026

🎯 Customer Service Focus Areas

Five key aspects: Onboarding, Attending to Queries, Renewal Invites & Reminders, Email/Newsletter/SMS Communications, and Ticket Follow-up Communications.

Onboarding Process

Welcome Email & SMS

Send upon client signing up (not the OTP SMS). Email contains getting started materials, BOOK A DEMO button, link to PDF, FAQs, contacts, site installation info, and compatible hardware guidelines.

Sign-up Ticket Creation

Create ticket for client success follow-up journey. Sales team calls client for demo confirmation.

Query Channels

Chats

WhatsApp / Social Media

Calls

Direct phone support

Site Visits

On-location support

Types of Queries:
  • • General inquiries
  • • Demos & Installations
  • • Billing & Payments

Communications Plan

Feature Release

Planned communications upon every release

Weekly Updates

SMS or email for Tips, Bug Fixes & Updates

Social Media

Post on all platforms for every update rolled out

Monthly Webinar

Q&A about the software

Blogging

Incorporate regular blog content

Renewal Invites & Reminders

Contact Mechanism

Based on subscribed plans - SMS, emails, calls, and in-app notifications prior to renewal date

Sales Team List

To-renew list a month or period prior to expiry for arranging prior communication reminders

Invoice PDF

Downloadable Invoice PDF shared to client email upon renewal

Multicurrency Support

Update system to allow multicurrency support for international clients

Ticket Follow-up Communication

Follow-up email to provide feedback with ratings to obtain client feedback on how satisfied their queries were resolved by sales/care team.

Financial Projections 2026

2026 Annual Revenue
KES 7M
Target: 1,200 users × KES 800
2026 Annual Expense
KES 4.8M
KES 400K/month operational
Net Annual Income
KES 2.8M
23% profit margin

Monthly Revenue Projection 2026

Month Active Users ARPU (KES) Monthly Revenue Cumulative
January10080080,00080,000
February200800160,000240,000
March300800240,000480,000
Q1 Total300-480,000480,000
April400800320,000800,000
May500800400,0001,200,000
June600800480,0001,680,000
Q2 Total600-1,200,0001,680,000
July700800560,0002,240,000
August800800640,0002,880,000
September900800720,0003,600,000
Q3 Total900-1,920,0003,600,000
October1,000800800,0004,400,000
November1,100800880,0005,280,000
December1,200800960,0006,883,200
Q4 Total1,200-2,640,0006,883,200
2026 TOTAL 1,200 800 6,883,200 KES 7M

What We Need

Marketing Budget Facilitation Required
Human Capital Required
Social Media Manager (Graphic Design) Hire
Merchandises and Branding Staff Hire
My Accurate Books Sender ID Setup
Graphic Designer-able Laptop Purchase

IT Support Purchases

Tester Crimping Tool
Cable Clips
Cable Ties
Pliers
Screw Drivers
Router
Electrical Tape
Ethernet Cable Tester

Financial Summary

Annual Revenue: KES 6,883,200

Annual Expense: KES 4,800,000

Net Annual Income: KES 1,440,000

Profit Margin: 23%

December MRR: KES 960,000 (1,200 users × KES 800)